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Kingstone Companies KINS Deferred policy acquisition costs

Deferred policy acquisition costs at other companies

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$3.59B+1.3%
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AllstateALL
$6.07B+4.9%
United Fire Group logo
United Fire GroupUFCS
$162.73M+7.2%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$119.17M+6.1%
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KemperKMPR
$670.6M+3.0%
Selective Insurance Group logo
Selective Insurance GroupSIGI
$491.21M-0.3%

Other financials

Income statement

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Revenue$59.8M+18.4%
Net income-$5.8M-250%
EPS (diluted)-$0.40-248%

Balance sheet

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Cash & equivalents$11.4M-69.7%
Total debt$4.3M-23.5%
Total equity$114.5M+39.3%
Total assets$465.3M+20.7%

Cash flow

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Operating cash flow$8.7M-51.2%
CapEx$835.8K-3.2%
Free cash flow$7.9M-53.6%

Valuation

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Market cap$275.65M+34.3%
Enterprise value$268.54M+50.9%
P/E8.9×+1.4×
P/S1.2×+0.1×

Profitability

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Net margin13.9%+1.6pp
FCF margin28.5%-10.9pp

Returns & leverage

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Return on equity31.6%-3.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Kingstone Companies in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Kingstone Companies’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kingstone Companies's deferred policy acquisition costs?
Kingstone Companies (KINS) reported deferred policy acquisition costs of $27.8M in Q1 2026.
How has Kingstone Companies's deferred policy acquisition costs changed year-over-year?
Kingstone Companies's deferred policy acquisition costs increased by 13.9% year-over-year, from $24.4M to $27.8M.
What is the long-term trend for Kingstone Companies's deferred policy acquisition costs?
Over 5 years (2020 to 2025), Kingstone Companies's deferred policy acquisition costs has grown at a 6.7% compound annual growth rate (CAGR), from $20.14M to $27.87M.
What does deferred policy acquisition costs mean?
This represents the capitalized costs directly associated with acquiring new insurance policies, such as commissions and underwriting expenses, which are amortized over the life of the policy. It is a critical metric for evaluating the company's profitability and the long-term value of its book of business. Changes in this balance reflect the company's growth strategy and the cost-efficiency of its sales efforts.