Operating Expenses
Occupancy and equipment
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2013
Last reportedQ1 2026
How to read this metric
An increase may indicate expansion of the physical footprint or rising real estate costs, while a decrease suggests branch consolidation or a shift toward digital-first operations.
Detailed definition
This metric represents the recurring costs associated with maintaining physical branch networks, corporate office space,...
Peer comparison
Standard across all large financial institutions; peers often track this as a component of noninterest expense to measure operational leverage.
Metric ID:
occupancy_and_equipmentBusiness Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Insurance | $6.30M | $5.00M | $4.10M | $5.10M | $5.00M | $4.60M | $4.30M | $3.90M |
| Total | — | — | — | — | — | — | — | — |
Asset Management was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Occupancy and equipment at Other Companies
Frequently Asked Questions
- What does occupancy and equipment mean?
- The total cost of renting, maintaining, and equipping physical office and branch locations.