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Kemper KMPR Change in loss reserves

Change in loss reserves at other companies

Mercury General logo
Mercury GeneralMCY
$12.86M-98.0%
ProAssurance logo
ProAssurancePRA
-$38.12M-1,034%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$151.3M+2.1%
American Financial Group logo
American Financial GroupAFG
-$5M+94.0%
Old Republic International logo
Old Republic InternationalORI
$78.7M-13.1%
Berkshire Hathaway logo
Berkshire HathawayBRK.B

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's change in loss reserves?
Kemper (KMPR) reported change in loss reserves of $106.6M in Q1 2026.
How has Kemper's change in loss reserves changed year-over-year?
Kemper's change in loss reserves increased by 147.3% year-over-year, from $43.1M to $106.6M.
What is the long-term trend for Kemper's change in loss reserves?
Over 3 years (2021 to 2025), Kemper's change in loss reserves has grown at a -15.2% compound annual growth rate (CAGR), from $616.4M to $375.4M.
What does change in loss reserves mean?
Measures the net change in the liability established for unpaid insurance claims and associated loss adjustment expenses. This is a fundamental metric for insurance companies, representing the estimated future obligations for claims incurred. Significant fluctuations in this balance can indicate changes in claim severity, frequency, or the company's actuarial reserving philosophy.