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Kemper KMPR Change in unearned premiums

Change in unearned premiums at other companies

Mercury General logo
Mercury GeneralMCY
$97.62M+19.9%
Allstate logo
AllstateALL
-$194M-175%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$7.99M-74.9%
Cincinnati Financial logo
Cincinnati FinancialCINF
$170M-33.3%
Axis Capital Holders logo
Axis Capital HoldersAXS
$746.21M+14.3%
Berkshire Hathaway logo
Berkshire HathawayBRK.B

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.4B-48.7%
P/E30.9×+20.3×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's change in unearned premiums?
Kemper (KMPR) reported change in unearned premiums of $38.8M in Q1 2026.
How has Kemper's change in unearned premiums changed year-over-year?
Kemper's change in unearned premiums decreased by 61.5% year-over-year, from $100.8M to $38.8M.
What is the long-term trend for Kemper's change in unearned premiums?
Over 2 years (2022 to 2024), Kemper's change in unearned premiums has grown at a -62.4% compound annual growth rate (CAGR), from -$183.5M to -$26M.
What does change in unearned premiums mean?
Represents the change in the portion of written premiums that have been collected but not yet earned by the company over the policy term. This liability reflects the company's obligation to provide coverage for the remainder of the policy period. It serves as a leading indicator of future revenue and reflects the current volume of active insurance policies.