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Kemper KMPR Change in Deferred Acquisition Costs

Change in Deferred Acquisition Costs at other companies

Enact Holdings, Inc. logo
Enact Holdings, Inc.ACT
$1.53M+23.4%
Cincinnati Financial logo
Cincinnati FinancialCINF
$40M-27.3%
Prudential Financial logo
Prudential FinancialPRU
$213M-43.2%
Assurant logo
AssurantAIZ
$4.8M+109%
Old Republic International logo
Old Republic InternationalORI
$22.8M-6.6%
Unum logo
UnumUNM
$56.4M+19.5%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsPeriodIncreaseDecrease.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's change in deferred acquisition costs?
Kemper (KMPR) reported change in deferred acquisition costs of -$6.63M in Q4 2025.
How has Kemper's change in deferred acquisition costs changed year-over-year?
Kemper's change in deferred acquisition costs increased by 31.0% year-over-year, from -$9.6M to -$6.63M.
What is the long-term trend for Kemper's change in deferred acquisition costs?
Over 3 years (2022 to 2025), Kemper's change in deferred acquisition costs has grown at a 23.1% compound annual growth rate (CAGR), from $14.2M to -$26.5M.
What does change in deferred acquisition costs mean?
The net change in capitalized costs associated with acquiring new insurance business during the reporting period. An increase indicates higher upfront investment in growth, while a decrease suggests lower acquisition activity or higher amortization relative to new deferrals.