Skip to content

Kemper KMPR Loss and loss adjustment expense reserves

Loss and loss adjustment expense reserves at other companies

Progressive logo
ProgressivePGR
$1.07B+39.5%
Berkshire Hathaway logo
Berkshire HathawayBRK.B
The Travelers Companies logo
The Travelers CompaniesTRV
Brown & Brown logo
Brown & BrownBRO

Other financials

Income statement

See full
Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

See full
Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

See full
Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

See full
Market cap$1.54B-58.0%

Profitability

See full
Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

See full
Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Kemper's loss and loss adjustment expense reserves.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Kemper's loss and loss adjustment expense reserves?
Kemper (KMPR) reported loss and loss adjustment expense reserves of $106.6M in Q1 2026.
How has Kemper's loss and loss adjustment expense reserves changed year-over-year?
Kemper's loss and loss adjustment expense reserves increased by 147.3% year-over-year, from $43.1M to $106.6M.
What is the long-term trend for Kemper's loss and loss adjustment expense reserves?
Over 3 years (2021 to 2025), Kemper's loss and loss adjustment expense reserves has grown at a -15.2% compound annual growth rate (CAGR), from $616.4M to $375.4M.
What does loss and loss adjustment expense reserves mean?
This metric represents the net change in the estimated liability for unpaid claims and loss adjustment expenses, including both reported claims and those incurred but not reported. It is a fundamental measure of the company's underwriting risk and the adequacy of its reserves to meet future obligations. Significant fluctuations often reflect changes in claim frequency, severity, or the company's actuarial assumptions.