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Kemper KMPR Annual assumption changes

Annual assumption changes at other companies

KKR & Co. logo
KKR & Co.KKR
$0-100%
KKR & Co. logo
KKR & Co.KKR
$0-100%
KKR & Co. logo
KKR & Co.KKR
$0
Fidelity National Financial logo
Fidelity National FinancialFNF
$0
Fidelity National Financial logo
Fidelity National FinancialFNF
-$10M-1,100%
Berkshire Hathaway logo
Berkshire HathawayBRK.A
-$153M-104%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.4B-48.7%
P/E30.9×+20.3×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept kmpr:LiabilityForFuturePolicyBenefitBeforeReinsuranceDeferredProfitLiabilityAssumptionChanges.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's annual assumption changes?
Kemper (KMPR) reported annual assumption changes of $1.58M in Q4 2025.
How has Kemper's annual assumption changes changed year-over-year?
Kemper's annual assumption changes increased by 31.3% year-over-year, from $1.2M to $1.58M.
What is the long-term trend for Kemper's annual assumption changes?
Over 3 years (2022 to 2025), Kemper's annual assumption changes has grown at a -20.8% compound annual growth rate (CAGR), from -$12.7M to $6.3M.
What does annual assumption changes mean?
The financial impact resulting from revisions to the actuarial assumptions used to estimate future policyholder obligations. Changes in these assumptions reflect updated expectations regarding mortality, morbidity, or lapse rates, which directly influence long-term reserve requirements.