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Kemper KMPR Policy Acquisition Costs
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept kmpr:PolicyAcquisitionCosts.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| DOLLARS IN MILLIONS | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deferral of Policy Acquisition Costs | (600.7) | (576.4) | (563.3) |
| Amortization of Policy Acquisition Costs | 574.2 | 538.0 | 607.1 |
| Net Policy Acquisition Costs (Deferred) Amortized | (26.5) | (38.4) | 43.8 |
| Policy Acquisition Costs | 678.2 | 641.6 | 707.6 |
| Business Unit Operating Costs | 310.7 | 277.4 | 256.1 |
| Corporate Overhead Costs | 178.5 | 194.9 | 200.0 |
| Insurance Expenses | 1,167.4 | 1,113.9 | 1,163.7 |
| Other Expenses: |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's policy acquisition costs?
- Kemper (KMPR) reported policy acquisition costs of $169.55M in Q4 2025.
- How has Kemper's policy acquisition costs changed year-over-year?
- Kemper's policy acquisition costs increased by 5.7% year-over-year, from $160.4M to $169.55M.
- What is the long-term trend for Kemper's policy acquisition costs?
- Over 3 years (2022 to 2025), Kemper's policy acquisition costs has grown at a -6.8% compound annual growth rate (CAGR), from $838.5M to $678.2M.
- What does policy acquisition costs mean?
- The total upfront costs incurred to acquire, underwrite, and issue new insurance policies, including commissions and other direct marketing expenses. Monitoring this metric helps assess the efficiency of the company's sales and distribution strategy relative to premium growth.
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