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Universal Insurance Holdings UVE Policy acquisition costs

Policy acquisition costs at other companies

Mercury General logo
Mercury GeneralMCY
$2.7M-6.9%
Mercury General logo
Mercury GeneralMCY
$237.8M+5.3%
Kemper logo
KemperKMPR
$169.55M+5.7%
CNO Financial Group logo
CNO Financial GroupCNO
$137.7M+5.4%
CNO Financial Group logo
CNO Financial GroupCNO
$137.7M+5.4%
Arch Capital Group logo
Arch Capital GroupACGL
$1.77B-0.6%

Other financials

Income statement

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Revenue$427.0M+6.7%
Net income$59.2M+68.7%
EPS (diluted)$2.04+68.6%

Balance sheet

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Cash & equivalents$532.2M+22.1%
Total debt$97.9M-3.0%
Total equity$637.2M+39.2%
Total assets$3.3B+0.9%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.23B+82.0%
Enterprise value$794.4M+133%
P/E5.6×-4.6×
P/S0.8×+0.3×

Profitability

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Net margin13.5%+9.3pp
FCF margin21.5%

Returns & leverage

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Return on equity40.2%+24.6pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept uve:PolicyAcquisitionCosts.

The source filing: Universal Insurance Holdings’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:15 PM EDT
Accession
0000891166-26-000085

FAQ

What is Universal Insurance Holdings's policy acquisition costs?
Universal Insurance Holdings (UVE) reported policy acquisition costs of $68.07M in Q2 2026.
How has Universal Insurance Holdings's policy acquisition costs changed year-over-year?
Universal Insurance Holdings's policy acquisition costs increased by 10.0% year-over-year, from $61.88M to $68.07M.
What does policy acquisition costs mean?
This metric represents the total costs incurred by an insurance company to acquire new policies or renew existing ones, including commissions paid to agents and underwriting expenses. It serves as a key indicator of the efficiency of the company's distribution network and marketing strategy. Monitoring this helps investors assess the cost-effectiveness of growth initiatives relative to the premiums generated.

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