Connect your AI

CarMax KMX Provision for Credit Losses

Provision for Credit Losses at other companies

AutoNationAN

$19.6M+2.1%

Credit AcceptanceCACC

$139.6M-13.8%

CopartCPRT

$126K—

OPENLANE, IncOPLN

$10.3M+10.8%

Cavco IndustriesCVCO

-$413K—

Ford Motor CompanyF

——

Other financials

Income statement

Revenue$8.0B+6.2%

Gross profit$854.4M-4.4%

Net income$185.6M-11.8%

EPS (diluted)$1.31-5.1%

Balance sheet

Cash & equivalents$132.2M-49.7%

Total debt$2.8B+20.0%

Total assets$26.6B-2.8%

Cash flow

Operating cash flow$17.6M-94.1%

CapEx$103.3M-24.4%

Free cash flow-$85.7M-153%

Valuation

Market cap$7.61B-34.0%

Enterprise value$10.26B-22.9%

P/E13.8×-17.7×

P/S0.3×-0.1×

Profitability

Gross margin10.5%-0.7pp

Net margin1.8%0.0pp

FCF margin7.5%—

Returns & leverage

Current ratio2.7×+0.3×

Where this comes from

Reported directly by CarMax in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: CarMax’s 10-Q, filed June 24, 2026, on SEC EDGAR. View the filing →

Ask your AI about CarMax's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is CarMax's provision for credit losses?: CarMax (KMX) reported provision for credit losses of $95.58M in Q1 2026.
How has CarMax's provision for credit losses changed year-over-year?: CarMax's provision for credit losses decreased by 6.0% year-over-year, from $101.71M to $95.58M.
What is the long-term trend for CarMax's provision for credit losses?: Over 4 years (2022 to 2026), CarMax's provision for credit losses has grown at a 28.9% compound annual growth rate (CAGR), from $141.69M to $391.17M.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.