Geographic · Encumbrances

Isla Vista, CA — Encumbrances

Ladder Capital Isla Vista, CA — Encumbrances increased by 0.6% to $90.16M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.6%, from $89.58M to $90.16M. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryLeverage
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025Feb 9, 2026

How to read this metric

Higher encumbrances indicate greater financial leverage on regional assets, which may increase risk but also potentially enhance returns.

Detailed definition

The total amount of debt or other financial obligations secured by real estate assets within the specified geographic se...

Peer comparison

Used by investors to evaluate the debt-to-asset ratio on a property-specific or regional basis.

Metric ID: ladr_segment_isla_vista_ca_encumbrances

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$69.57M$88.12M$88.85M$89.58M$90.16M
QoQ Change+26.7%+0.8%+0.8%+0.6%
YoY Change+26.7%+0.8%+0.8%+0.6%
Range$69.57M$90.16M
CAGR+29.6%
Avg YoY Growth+7.2%
Median YoY Growth+0.8%
Current Streak4+ quarters growth

Frequently Asked Questions

What is Ladder Capital's isla vista, ca — encumbrances?
Ladder Capital (LADR) reported isla vista, ca — encumbrances of $90.16M in Q4 2025.
How has Ladder Capital's isla vista, ca — encumbrances changed year-over-year?
Ladder Capital's isla vista, ca — encumbrances increased by 0.6% year-over-year, from $89.58M to $90.16M.
What does isla vista, ca — encumbrances mean?
The total debt secured by real estate properties in a specific region.