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Landmark Bancorp LARK Capital Conservation Buffer

Capital Conservation Buffer at other companies

Bank of America logo
Bank of AmericaBAC
$0.030.0%
Home Bancorp logo
Home BancorpHBCP
$0.16+5.7%

Other financials

Income statement

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Revenue$18.8M+14.0%
Net income$5.1M+7.8%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$31.9M+45.6%
Total equity$161.6M+13.3%
Total assets$1.6B+1.7%

Cash flow

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Operating cash flow$6.8M-14.9%
CapEx$119.0K+143%
Free cash flow$6.7M-15.8%

Valuation

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Market cap$189.88M+32.6%
P/E9.9×+1.1×
P/S2.6×+0.4×

Profitability

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Net margin26.2%+2.5pp
FCF margin27.1%

Returns & leverage

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Return on equity12.6%+1.5pp
Debt / equity

Where this comes from

Reported directly by Landmark Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets.

The official record: Landmark Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Landmark Bancorp's capital conservation buffer?
Landmark Bancorp (LARK) reported capital conservation buffer of 4.5% in Q1 2026.
How has Landmark Bancorp's capital conservation buffer changed year-over-year?
Landmark Bancorp's capital conservation buffer decreased by 0.0% year-over-year, from 4.5% to 4.5%.
What is the long-term trend for Landmark Bancorp's capital conservation buffer?
Over 3 years (2022 to 2025), Landmark Bancorp's capital conservation buffer has grown at a -3.9% compound annual growth rate (CAGR), from 4.5% to 4%.
What does capital conservation buffer mean?
The capital conservation buffer is a mandatory layer of high-quality capital that banks must hold above their minimum regulatory capital requirements to withstand periods of economic stress. By maintaining this buffer, the institution ensures it can continue lending and absorbing losses without triggering automatic restrictions on capital distributions like dividends or share buybacks. A robust buffer indicates a stronger financial position and greater flexibility in capital management.