What is LCNB's gross loans?

LCNB (LCNB) reported gross loans of $1.68B in Q1 2026.

How has LCNB's gross loans changed year-over-year?

LCNB's gross loans decreased by 1.2% year-over-year, from $1.71B to $1.68B.

What is the long-term trend for LCNB's gross loans?

Over 5 years (2020 to 2025), LCNB's gross loans has grown at a 5.5% compound annual growth rate (CAGR), from $1.29B to $1.69B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

LCNB LCNB Gross loans

Gross loans at other companies

JPMorgan ChaseJPM

$1.43T+9.6%

Fifth Third BankFITB

$176.25B+44.2%

KeyCorpKEY

$109.19B+4.2%

ACNBACNB

$2.33B+1.2%

Citizens Community BancorpCZWI

$1.36B+0.4%

Farmers National Banc CorpFMNB

$4.75B+47.6%

Other financials

Income statement

See full

Revenue$19.3M+8.3%

Net income$4.4M-3.6%

EPS (diluted)$0.07-83.3%

Balance sheet

See full

Cash & equivalents$29.2M-22.5%

Total debt$110.9M0.0%

Total equity$275.8M+6.6%

Total assets$2.2B-2.8%

Cash flow

See full

Operating cash flow$3.1M+40.2%

CapEx$335.0K+379%

Free cash flow$2.8M+29.1%

Valuation

See full

Market cap$250.59M+22.8%

Enterprise value$332.3M+25.0%

P/E10.9×+1.3×

P/S3.4×+0.4×

Profitability

See full

Net margin9.4%-18.7pp

FCF margin75.9%+45.3pp

Returns & leverage

See full

Return on equity8.6%+2.0pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by LCNB in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss.

The official record: LCNB’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is LCNB's gross loans?: LCNB (LCNB) reported gross loans of $1.68B in Q1 2026.
How has LCNB's gross loans changed year-over-year?: LCNB's gross loans decreased by 1.2% year-over-year, from $1.71B to $1.68B.
What is the long-term trend for LCNB's gross loans?: Over 5 years (2020 to 2025), LCNB's gross loans has grown at a 5.5% compound annual growth rate (CAGR), from $1.29B to $1.69B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.