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LCNB LCNB Savings deposits

Savings deposits at other companies

Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$4.59B+37.3%
CNB Financial logo
CNB FinancialCCNE
$3.85B+21.7%
CTB
Community Trust BancorpCTBI
$4.17B+7.6%

Other financials

Income statement

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Revenue$19.3M+8.3%
Net income$4.4M-3.6%
EPS (diluted)$0.07-83.3%

Balance sheet

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Cash & equivalents$29.2M-22.5%
Total debt$110.9M0.0%
Total equity$275.8M+6.6%
Total assets$2.2B-2.8%

Cash flow

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Operating cash flow$3.1M+40.2%
CapEx$335.0K+379%
Free cash flow$2.8M+29.1%

Valuation

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Market cap$250.59M+22.8%
Enterprise value$332.3M+25.0%
P/E10.9×+1.3×
P/S3.4×+0.4×

Profitability

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Net margin9.4%-18.7pp
FCF margin75.9%+45.3pp

Returns & leverage

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Return on equity8.6%+2.0pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by LCNB in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: LCNB’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is LCNB's savings deposits?
LCNB (LCNB) reported savings deposits of $1.37B in Q1 2026.
How has LCNB's savings deposits changed year-over-year?
LCNB's savings deposits decreased by 6.1% year-over-year, from $1.46B to $1.37B.
What is the long-term trend for LCNB's savings deposits?
Over 2 years (2023 to 2025), LCNB's savings deposits has grown at a 0.4% compound annual growth rate (CAGR), from $1.36B to $1.37B.
What does savings deposits mean?
This category encompasses interest-bearing savings accounts and money market deposit accounts held by retail and commercial customers. These deposits serve as a core funding source for the bank's lending activities and are essential for maintaining stable liquidity. Investors track these balances to evaluate the bank's ability to attract and retain low-cost retail deposits in a competitive interest rate environment.