Mortgage service rights at fair value
Lument Finance Trust Mortgage service rights at fair value decreased by 14.6% to $554.25K in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 14.6%, from $649.29K to $554.25K. Over 5 years (FY 2020 to FY 2025), Mortgage service rights at fair value shows a downward trend with a -9.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase reflects growth in the servicing portfolio or favorable market valuation changes, while a decrease may indicate portfolio runoff or adverse rate environments.
Detailed definition
This represents the fair value of the rights to service mortgage loans, including collecting payments and managing escro...
Peer comparison
Specific to lenders that retain servicing rights; peers are compared based on the scale and valuation of these rights.
non_current_assets_mortgage_service_rights_at_fair_value_5f5f2aHistorical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $552K | $795.66K | $691.97K | $649.29K | $554.25K |
| QoQ Change | — | +44.1% | -13.0% | -6.2% | -14.6% |
| YoY Change | — | +44.1% | -13.0% | -6.2% | -14.6% |
Mortgage service rights at fair value at Other Companies
Frequently Asked Questions
- What is Lument Finance Trust's mortgage service rights at fair value?
- Lument Finance Trust (LFT) reported mortgage service rights at fair value of $554.25K in Q4 2025.
- How has Lument Finance Trust's mortgage service rights at fair value changed year-over-year?
- Lument Finance Trust's mortgage service rights at fair value decreased by 14.6% year-over-year, from $649.29K to $554.25K.
- What is the long-term trend for Lument Finance Trust's mortgage service rights at fair value?
- Over 5 years (2020 to 2025), Lument Finance Trust's mortgage service rights at fair value has grown at a -9.6% compound annual growth rate (CAGR), from $919.68K to $554.25K.
- What does mortgage service rights at fair value mean?
- The value of the company's rights to manage and collect payments on mortgage loans.