Lemonade LMND Car — Total unpaid loss and ALAE reserves, net

Similar metrics at other companies

CINFPersonal Auto — Total liabilities for loss and ALAE, net of reinsurance

50,100,000,000%+11,200,000,000pp

HIGAutomobiles — Liability for Unpaid Claims and Claims Adjustment Expense, Net

$3.52B+7.3%

CINFCommercial Auto Line — Total liabilities for loss and ALAE, net of reinsurance

100,700,000,000%+13,600,000,000pp

TRVAutomobile — Liability for Unpaid Claims and Claims Adjustment Expense, Net

$9.73B+7.0%

WRBAuto — Short-Duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net

$1.85B+11.7%

TRVAutomobile — Liability for Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance, Before Disclosed Accident Years (Audited)

51,700,000,000%+1,100,000,000pp

Questions, answered.

What is Lemonade's car — total unpaid loss and ALAE reserves, net?

Lemonade (LMND) reported car — total unpaid loss and ALAE reserves, net of $53.1M in Q4 2025.

What does car — total unpaid loss and ALAE reserves, net mean?

This metric quantifies the total net liability set aside to cover future payments for claims that have been reported but not yet settled in the car insurance segment. It reflects the company's financial obligation to policyholders for ongoing automotive claims. Maintaining appropriate reserve levels is vital for long-term solvency and regulatory compliance.