SiriusPoint SPNT Property Catastrophe — IBNR loss and ALAE reserves, net

Other product segments

Similar metrics at other companies

LMNDProperty Insurance — Total unpaid loss and ALAE reserves, net

$105.4M+25.8%

ACGLProperty excluding property catastrophe — Total of IBNR liabilities plus expected development on reported claims

64,800,000,000%-3,900,000,000pp

HIGProperty Insurance — IBNR
Reserves

27,100,000,000%-5,100,000,000pp

LMNDProperty Insurance — Total incurred losses and ALAE, net

$718.3M+364%

ACGLProperty catastrophe — Total of IBNR liabilities plus expected development on reported claims

8,400,000,000%-1,600,000,000pp

ACGLProperty catastrophe — Liabilities for losses and loss adjustment expenses, net of reinsurance

92,000,000,000%+10,800,000,000pp

Questions, answered.

What is SiriusPoint's property catastrophe — IBNR loss and ALAE reserves, net?

SiriusPoint (SPNT) reported property catastrophe — IBNR loss and ALAE reserves, net of 9,590,000,000% in Q4 2025.

What does property catastrophe — IBNR loss and ALAE reserves, net mean?

Measures the net reserves established for losses and allocated loss adjustment expenses that have occurred but have not yet been reported to the company. This figure represents the actuarial estimate of future liabilities for the property catastrophe segment. It is critical for assessing the adequacy of the company's long-term loss provisions.