Products & Services · IBNR
Reserves
Marine — IBNR Reserves
The Hartford Financial Services Group Marine — IBNR Reserves decreased by 6.0% to $78.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 6.0%, from $83.00M to $78.00M. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2019
Last reportedQ4 2025
How to read this metric
An increase may indicate rising claim frequency or severity expectations, while a decrease suggests favorable loss development or reduced exposure.
Detailed definition
Represents the estimated liability for claims that have occurred but have not yet been reported to the insurer within th...
Peer comparison
Standard industry practice for P&C insurers to maintain actuarial reserves for incurred but not reported losses.
Metric ID:
hig_segment_marine_ibnr_reservesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $72.00M | $83.00M | $85.00M | $83.00M | $78.00M |
| QoQ Change | — | +15.3% | +2.4% | -2.4% | -6.0% |
| YoY Change | — | +15.3% | +2.4% | -2.4% | -6.0% |
Range$72.00M – $85.00M
CAGR+8.3%
Avg YoY Growth+2.3%
Median YoY Growth+0.0%
Current Streak2 quarters decline
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Frequently Asked Questions
- What is The Hartford Financial Services Group's marine — ibnr reserves?
- The Hartford Financial Services Group (HIG) reported marine — ibnr reserves of $78.00M in Q4 2025.
- How has The Hartford Financial Services Group's marine — ibnr reserves changed year-over-year?
- The Hartford Financial Services Group's marine — ibnr reserves decreased by 6.0% year-over-year, from $83.00M to $78.00M.
- What does marine — ibnr reserves mean?
- The estimated value of claims that have happened but have not yet been filed by policyholders.