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Reserves
Property Insurance — IBNR Reserves
The Hartford Financial Services Group Property Insurance — IBNR Reserves decreased by 15.8% to 27100000000.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 15.8%, from 32200000000.0% to 27100000000.0%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
An increase may signal higher expected future losses or a change in actuarial assumptions, while a decrease suggests lower expected future claim costs.
Detailed definition
This represents the estimated liability for claims that have occurred but have not yet been reported to the insurer by t...
Peer comparison
Standard actuarial metric across the insurance industry, often labeled as 'IBNR' or 'Incurred But Not Reported' reserves.
Metric ID:
hig_segment_property_insurance_ibnr_reservesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 10,800,000,000% | 18,300,000,000% | 14,000,000,000% | 32,200,000,000% | 27,100,000,000% |
| QoQ Change | — | +69.4% | -23.5% | +130.0% | -15.8% |
| YoY Change | — | +69.4% | -23.5% | +130.0% | -15.8% |
Range10,800,000,000% – 32,200,000,000%
CAGR+150.9%
Avg YoY Growth+40.0%
Median YoY Growth+26.8%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's property insurance — ibnr reserves?
- The Hartford Financial Services Group (HIG) reported property insurance — ibnr reserves of 27100000000.0% in Q4 2025.
- How has The Hartford Financial Services Group's property insurance — ibnr reserves changed year-over-year?
- The Hartford Financial Services Group's property insurance — ibnr reserves decreased by 15.8% year-over-year, from 32200000000.0% to 27100000000.0%.
- What does property insurance — ibnr reserves mean?
- The estimated amount of money set aside for claims that have happened but have not yet been reported.