What is SiriusPoint's A&H — IBNR loss and ALAE reserves, net?

SiriusPoint (SPNT) reported A&H — IBNR loss and ALAE reserves, net of 31,920,000,000% in Q4 2025.

How has SiriusPoint's A&H — IBNR loss and ALAE reserves, net changed year-over-year?

SiriusPoint's A&H — IBNR loss and ALAE reserves, net increased by 29.7% year-over-year, from 24,620,000,000% to 31,920,000,000%.

What does A&H — IBNR loss and ALAE reserves, net mean?

This metric measures the net reserves set aside for losses that have occurred but have not yet been reported to the company, including associated adjustment expenses. It reflects the actuarial estimate of future liabilities for the Accident and Health segment.

SiriusPoint SPNT A&H — IBNR loss and ALAE reserves, net

Other product segments

Casualty

142,870,000,000%+98.6%

Other Specialties

33,560,000,000%+32.9%

Property Other

17,740,000,000%+24.7%

Property Catastrophe

9,590,000,000%-25.5%

Other

0%—

Similar metrics at other companies

RNRProperty — IBNR and ACR

$3.04B-4.2%

LMNDProperty Insurance — Total unpaid loss and ALAE reserves, net

$105.4M+25.8%

WTMProperty and Accident & Health — Total IBNR plus expected development on reported claims

17,170,000,000%-3,100,000,000pp

RNRCasualty and Specialty — IBNR and ACR

$11.31B+17.3%

CNALife & Group — Net IBNR Reserves

$29M+7.4%

TRVGeneral Liability — IBNR Reserves Dec. 31, 2025 (Audited)

313,100,000,000%+29,500,000,000pp

Other financials

Income statement

See full

Revenue$774.6M+6.5%

Net income$102.2M+65.9%

EPS (diluted)$0.82+67.3%

Balance sheet

See full

Cash & equivalents$1.0B+9.2%

Total debt$702.9M+2.2%

Total equity$2.3B+13.7%

Total assets$12.5B+1.6%

Cash flow

See full

Operating cash flow$141.9M+260%

Valuation

See full

Market cap$2.78B+25.6%

Enterprise value$2.47B+25.1%

P/E5.6×-6.5×

P/S0.9×0.0×

Profitability

See full

Net margin15.4%+8.4pp

Returns & leverage

See full

Return on equity23.1%+15.2pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by SiriusPoint in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet.

The official record: SiriusPoint’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SiriusPoint's A&H — IBNR loss and ALAE reserves, net?: SiriusPoint (SPNT) reported A&H — IBNR loss and ALAE reserves, net of 31,920,000,000% in Q4 2025.
How has SiriusPoint's A&H — IBNR loss and ALAE reserves, net changed year-over-year?: SiriusPoint's A&H — IBNR loss and ALAE reserves, net increased by 29.7% year-over-year, from 24,620,000,000% to 31,920,000,000%.
What does A&H — IBNR loss and ALAE reserves, net mean?: This metric measures the net reserves set aside for losses that have occurred but have not yet been reported to the company, including associated adjustment expenses. It reflects the actuarial estimate of future liabilities for the Accident and Health segment.