Lemonade LMND Property Insurance — Total paid losses and ALAE, net

Other product segments

Similar metrics at other companies

HIGProperty Insurance — Unpaid Unallocated Loss Adjustment Expenses, Net of Reinsurance

8,000,000,000%+700,000,000pp

MCYProperty insurance product line, homeowners' — Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

$4.54B+613%

FRHCProperty Damage — Cumulative paid losses and LAE, net of reinsurance

$3.58M+563%

EGProperty Insurance — Ultimate incurred loss and allocated loss adjustment expenses, net of reinsurance

3,390,500,000,000%+2,915,100,000,000pp

EGProperty Insurance — Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance from the table below

2,551,800,000,000%+2,041,300,000,000pp

AFGProperty and casualty insurance — Incurred Claims and Allocated LAE, Net of Reinsurance

$28.8B+653%

Questions, answered.

What is Lemonade's property insurance — total paid losses and ALAE, net?

Lemonade (LMND) reported property insurance — total paid losses and ALAE, net of $612.9M in Q4 2025.

How has Lemonade's property insurance — total paid losses and ALAE, net changed year-over-year?

Lemonade's property insurance — total paid losses and ALAE, net increased by 401.1% year-over-year, from $122.3M to $612.9M.

What does property insurance — total paid losses and ALAE, net mean?

This metric tracks the actual cash outflows for settled claims and associated loss adjustment expenses, net of reinsurance recoveries. It provides a clear view of the realized cost of claims and the efficiency of the claims settlement process. Comparing this to incurred losses helps investors understand the speed and accuracy of the company's loss reserving practices.