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Lemonade LMND Property Insurance — Total paid losses and ALAE, net
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Where this comes from
Reported directly by Lemonade in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNet.
The source filing: Lemonade’s 10-K, filed February 25, 2026.
- Filed
- Feb 25, 2026, 4:21 PM EST
- Fiscal year
- FY2025
- Accession
- 0001691421-26-000016
| Accident Year | December 31, 2016 | December 31, 2017 | December 31, 2018 | December 31, 2019 | December 31, 2020 | December 31, 2021 | December 31, 2022 | December 31, 2023 | December 31, 2024 | December 31, 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| 2022 | — | — | — | — | — | — | 52.7 | 85.5 | 90.7 | 92.7 |
| 2023 | — | — | — | — | — | — | — | 88.9 | 122.3 | 128.3 |
| 2024 | — | — | — | — | — | — | — | — | 89.1 | 123.6 |
| 2025 | — | — | — | — | — | — | — | — | — | 96.2 |
| Total paid losses and ALAE, net | $612.9 | |||||||||
| Total unpaid loss and ALAE reserves, net | $105.4 | |||||||||
| Ceded unpaid loss and ALAE | 88.1 | |||||||||
| Gross unpaid loss and ALAE | $193.5 |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is Lemonade's property insurance — total paid losses and ALAE, net?
- Lemonade (LMND) reported property insurance — total paid losses and ALAE, net of $612.9M in Q4 2025.
- How has Lemonade's property insurance — total paid losses and ALAE, net changed year-over-year?
- Lemonade's property insurance — total paid losses and ALAE, net increased by 401.1% year-over-year, from $122.3M to $612.9M.
- What does property insurance — total paid losses and ALAE, net mean?
- This metric tracks the actual cash outflows for settled claims and associated loss adjustment expenses, net of reinsurance recoveries. It provides a clear view of the realized cost of claims and the efficiency of the claims settlement process. Comparing this to incurred losses helps investors understand the speed and accuracy of the company's loss reserving practices.
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