Lemonade LMND Car — Total paid losses and ALAE, net

Other product segments

Similar metrics at other companies

CINFPersonal Auto — Cumulative paid losses and ALAE as reported within the triangles, net of reinsurance

205,500,000,000%+166,600,000,000pp

HIGAutomobiles — Cumulative Paid Losses & Allocated Loss Adjustment Expenses, Net of Reinsurance

1,233,300,000,000%+1,052,500,000,000pp

CINFCommercial Auto Line — Cumulative paid losses and ALAE as reported within the triangles, net of reinsurance

178,900,000,000%+137,900,000,000pp

MCYProperty insurance product line, automobile — Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

$17.56B+785%

WRBAuto — Loss and loss expenses incurred, net of reinsurance

$6.87B+546%

CINFPersonal Auto — Total liabilities for loss and ALAE, net of reinsurance

50,100,000,000%+11,200,000,000pp

Questions, answered.

What is Lemonade's car — total paid losses and ALAE, net?

Lemonade (LMND) reported car — total paid losses and ALAE, net of $437.9M in Q4 2025.

How has Lemonade's car — total paid losses and ALAE, net changed year-over-year?

Lemonade's car — total paid losses and ALAE, net increased by 438.0% year-over-year, from $81.4M to $437.9M.

What does car — total paid losses and ALAE, net mean?

This represents the actual cash outflows for claims and associated loss adjustment expenses paid out by the insurer for the car insurance segment, net of reinsurance. It provides a clear view of the realized cost of claims settled during the reporting period. Comparing this to incurred losses helps evaluate the company's speed and accuracy in claim resolution.