Lemonade LMND Pet — Total paid losses and ALAE, net

Other product segments

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205,500,000,000%+166,600,000,000pp

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MCYProperty insurance product line, automobile — Cumulative Paid Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

$17.56B+785%

HIGProperty Insurance — Cumulative Paid Losses & Allocated Loss Adjustment Expenses, Net of Reinsurance

931,700,000,000%+811,200,000,000pp

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318,800,000,000%+255,100,000,000pp

Questions, answered.

What is Lemonade's pet — total paid losses and ALAE, net?

Lemonade (LMND) reported pet — total paid losses and ALAE, net of $275M in Q4 2025.

How has Lemonade's pet — total paid losses and ALAE, net changed year-over-year?

Lemonade's pet — total paid losses and ALAE, net increased by 306.8% year-over-year, from $67.6M to $275M.

What does pet — total paid losses and ALAE, net mean?

This metric measures the actual cash outflows for settled claims and associated loss adjustment expenses within the pet insurance segment, net of reinsurance. It provides a clear view of the realized cost of claims and the company's ability to process and pay out benefits to customers. Comparing this to incurred losses helps evaluate the accuracy of the company's initial loss estimates.