Lincoln National LNC UL and Other — Ceded deferred front end loads

Similar metrics at other companies

EQHUL — Deferred Policy Acquisition Costs Recovery of Acquisition Cost

$1M—

EQHUL — Future policy benefits and other policyholders’ liabilities

$1.35B+6.6%

EQHUL — Deferred policy acquisition costs

$165M-4.1%

KKRCertain Universal Life Insurance Products and Preneed Contracts — Deferral

$17.24M+2.2%

EQHUL — Liability for Future Policy Benefit, after Reinsurance

$234M-81.5%

EQHUL — Liability for Future Policy Benefit, Expected Future Policy Benefit, before Reinsurance, after Discount Rate Change

134,700,000,000%+8,300,000,000pp

Questions, answered.

What is Lincoln National's UL and other — ceded deferred front end loads?

Lincoln National (LNC) reported UL and other — ceded deferred front end loads of $221M in Q1 2026.

How has Lincoln National's UL and other — ceded deferred front end loads changed year-over-year?

Lincoln National's UL and other — ceded deferred front end loads decreased by 6.8% year-over-year, from $237M to $221M.

What is the long-term trend for Lincoln National's UL and other — ceded deferred front end loads?

Over 2 years (2023 to 2025), Lincoln National's UL and other — ceded deferred front end loads has grown at a 89.6% compound annual growth rate (CAGR), from $257M to $924M.

What does UL and other — ceded deferred front end loads mean?

Represents the portion of deferred front-end loads on insurance contracts that has been transferred to reinsurers. This metric reflects the company's risk mitigation strategy regarding the deferral of initial policy charges. It is a key indicator of how much acquisition-related cost deferral is offloaded to third-party partners.