Discontinued — last reported Q4 '25

Operating Income

Operating Income

Mastercard Operating Income increased by 5.9% to $5.06B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 26.4%, from $4.00B to $5.06B. Over 3 years (FY 2021 to FY 2024), Operating Income shows an upward trend with a 15.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementIncome Statement
SectionOperating Income
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2007
Last reportedQ4 2025

How to read this metric

Growth in operating income suggests that the company is becoming more profitable in its primary business activities.

Detailed definition

The profit realized from a business's own operations after deducting all operating expenses, including COGS, R&D, and SG...

Peer comparison

This is a key metric for comparing the operational performance of companies with different debt levels.

Metric ID: is_operating_income

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25
Value$2.34B$2.72B$2.83B$2.95B$3.02B$3.11B$3.18B$3.14B$3.66B$3.84B$3.37B$3.60B$4.04B$4.00B$3.94B$4.15B$4.78B$5.06B
QoQ Change+16.1%+4.0%+4.4%+2.3%+3.1%+2.3%-1.5%+16.6%+5.1%-12.3%+6.9%+12.0%-0.8%-1.6%+5.4%+15.1%+5.9%
YoY Change+28.9%+14.5%+12.6%+6.3%+21.1%+23.5%+5.9%+14.9%+10.4%+4.2%+16.8%+15.1%+18.4%+26.4%
Range$2.34B$5.06B
CAGR+19.9%
Avg YoY Growth+15.7%
Median YoY Growth+15.0%
Current Streak3 quarters growth

Frequently Asked Questions

What is Mastercard's operating income?
Mastercard (MA) reported operating income of $5.06B in Q3 2025.
How has Mastercard's operating income changed year-over-year?
Mastercard's operating income increased by 26.4% year-over-year, from $4.00B to $5.06B.
What is the long-term trend for Mastercard's operating income?
Over 3 years (2021 to 2024), Mastercard's operating income has grown at a 15.6% compound annual growth rate (CAGR), from $10.08B to $15.58B.
What does operating income mean?
Profit earned from core business activities, before taxes and interest.

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