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Merchants Bancorp MBIN Credit Risk Transfer Premium Expense

Credit Risk Transfer Premium Expense at other companies

Arch Capital Group logo
Arch Capital GroupACGL
$51.75M-2.8%
PennyMac Mortgage Investment Trust logo
PennyMac Mortgage Investment TrustPMT
$969.73M-10.9%
AGNC Investment Corp. logo
AGNC Investment Corp.AGNC
$6M-88.5%
Zions Bancorporation logo
Zions BancorporationZION
$5M-16.7%
Lincoln National logo
Lincoln NationalLNC
-$20M+28.6%
Progressive logo
ProgressivePGR
$258.5M-29.6%

Other financials

Income statement

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Revenue$175.2M+20.1%
Net income$67.7M+16.3%
EPS (diluted)$1.25+34.4%

Balance sheet

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Cash & equivalents$83.2M-84.0%
Total debt$4.8B+19.4%
Total equity$2.3B+7.8%
Total assets$20.3B+8.1%

Cash flow

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Operating cash flow-$597.3M-503%
CapEx$1.1M-83.3%
Free cash flow-$598.5M-524%

Valuation

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Market cap$2.3B+16.3%

Profitability

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Net margin32.1%-12.8pp
FCF margin-155%-376pp

Returns & leverage

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Return on equity10.2%-4.6pp
Debt / equity2.1×+0.2×

Where this comes from

Reported directly by Merchants Bancorp in its filing.

Tagged under the XBRL concept mbin:CreditRiskTransferPremiumExpense.

The official record: Merchants Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Merchants Bancorp's credit risk transfer premium expense?
Merchants Bancorp (MBIN) reported credit risk transfer premium expense of $5.76M in Q1 2026.
How has Merchants Bancorp's credit risk transfer premium expense changed year-over-year?
Merchants Bancorp's credit risk transfer premium expense increased by 49.2% year-over-year, from $3.86M to $5.76M.
What does credit risk transfer premium expense mean?
Costs associated with transferring credit risk to third parties through securitization or insurance-like instruments. This expense reflects the bank's strategic decision to hedge its exposure to loan defaults in exchange for a reduction in capital requirements.