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Metropolitan Bank Holding Corp. MCB Cash Pledged As Collateral

Cash Pledged As Collateral at other companies

Jefferies Financial Group logo
Jefferies Financial GroupJEF
$782M+41.8%
PNC Financial Services logo
PNC Financial ServicesPNC
$2.1B-12.5%
The Bancorp logo
The BancorpTBBK
$251.7M
Ally Financial logo
Ally FinancialALLY
$13M+1,200%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$0
Peabody Energy logo
Peabody EnergyBTU
$844.1M+4.2%

Other financials

Income statement

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Revenue$88.5M+25.4%
Net income$31.4M+92.2%
EPS (diluted)$2.92+101%

Balance sheet

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Cash & equivalents$672.4M+242%
Total debt$49.3M-5.0%
Total equity$948.3M+28.5%
Total assets$8.8B+16.1%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.21B+74.5%
P/E14×+3.7×
P/S3.6×+1.2×

Profitability

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Net margin25.9%+2.1pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept mcb:CashPledgedAsCollateral.

The official record: Metropolitan Bank Holding Corp.’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Metropolitan Bank Holding Corp.'s cash pledged as collateral?
Metropolitan Bank Holding Corp. (MCB) reported cash pledged as collateral of $792K in Q4 2025.
How has Metropolitan Bank Holding Corp.'s cash pledged as collateral changed year-over-year?
Metropolitan Bank Holding Corp.'s cash pledged as collateral increased by 3.9% year-over-year, from $762K to $792K.
What is the long-term trend for Metropolitan Bank Holding Corp.'s cash pledged as collateral?
Over 5 years (2020 to 2025), Metropolitan Bank Holding Corp.'s cash pledged as collateral has grown at a 3.0% compound annual growth rate (CAGR), from $683K to $792K.
What does cash pledged as collateral mean?
Refers to cash assets that the bank has restricted or set aside to secure specific financial obligations, such as derivative contracts or borrowing arrangements. This metric highlights the portion of liquid assets that are not available for general operational use due to collateral requirements. It is a key indicator of the bank's counterparty risk management and liquidity constraints.