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Year four at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$479.22M-74.7%
Hope Bancorp logo
Hope BancorpHOPE
$808.23M-75.5%
Heritage Financial logo
Heritage FinancialHFWA
$598.01M-31.3%
Apollo Commercial Real Estate Finance logo
Apollo Commercial Real Estate FinanceARI

Other financials

Income statement

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Revenue$88.5M+25.4%
Net income$31.4M+92.2%
EPS (diluted)$2.92+101%

Balance sheet

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Cash & equivalents$672.4M+242%
Total debt$49.3M-5.0%
Total equity$948.3M+28.5%
Total assets$8.8B+16.1%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.21B+74.5%
P/E14×+3.7×
P/S3.6×+1.2×

Profitability

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Net margin25.9%+2.1pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear.

The official record: Metropolitan Bank Holding Corp.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Metropolitan Bank Holding Corp.'s year four?
Metropolitan Bank Holding Corp. (MCB) reported year four of $753.34M in Q1 2026.
How has Metropolitan Bank Holding Corp.'s year four changed year-over-year?
Metropolitan Bank Holding Corp.'s year four decreased by 30.1% year-over-year, from $1.08B to $753.34M.
What is the long-term trend for Metropolitan Bank Holding Corp.'s year four?
Over 2 years (2023 to 2025), Metropolitan Bank Holding Corp.'s year four has grown at a 91.4% compound annual growth rate (CAGR), from $188.09M to $689.07M.
What does year four mean?
This represents the portion of the financing receivable portfolio scheduled to mature or reprice during the fourth year. It contributes to the overall maturity profile analysis, allowing for a clearer view of the bank's long-term asset composition. This metric assists in evaluating the bank's ability to maintain stable yields over an extended period.