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Year two at other companies

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OceanFirst FinancialOCFC
$1.69B+168%
Hope Bancorp logo
Hope BancorpHOPE
$2.85B+22.0%
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Heritage FinancialHFWA
$769.37M+27.2%
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Apollo Commercial Real Estate FinanceARI

Other financials

Income statement

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Revenue$88.5M+25.4%
Net income$31.4M+92.2%
EPS (diluted)$2.92+101%

Balance sheet

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Cash & equivalents$672.4M+242%
Total debt$49.3M-5.0%
Total equity$948.3M+28.5%
Total assets$8.8B+16.1%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.21B+74.5%
P/E14×+3.7×
P/S3.6×+1.2×

Profitability

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Net margin25.9%+2.1pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear.

The official record: Metropolitan Bank Holding Corp.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Metropolitan Bank Holding Corp.'s year two?
Metropolitan Bank Holding Corp. (MCB) reported year two of $2.57B in Q1 2026.
How has Metropolitan Bank Holding Corp.'s year two changed year-over-year?
Metropolitan Bank Holding Corp.'s year two increased by 43.4% year-over-year, from $1.79B to $2.57B.
What is the long-term trend for Metropolitan Bank Holding Corp.'s year two?
Over 2 years (2023 to 2025), Metropolitan Bank Holding Corp.'s year two has grown at a -16.7% compound annual growth rate (CAGR), from $1.84B to $1.28B.
What does year two mean?
This represents the portion of the financing receivable portfolio scheduled to mature or reprice during the second year. It is used to analyze the maturity ladder and asset-liability matching of the bank's balance sheet. Understanding these cash flow horizons is vital for assessing long-term interest rate risk management.