Skip to content

Metropolitan Bank Holding Corp. MCB Tier 1 Capital Adequacy Requirement

Tier 1 Capital Adequacy Requirement at other companies

Valley National Bank logo
Valley National BankVLY
$4.3B+4.6%
Heritage Financial logo
Heritage FinancialHFWA
$334.58M-0.9%

Other financials

Income statement

See full
Revenue$88.5M+25.4%
Net income$31.4M+92.2%
EPS (diluted)$2.92+101%

Balance sheet

See full
Cash & equivalents$672.4M+242%
Total debt$49.3M-5.0%
Total equity$948.3M+28.5%
Total assets$8.8B+16.1%

Cash flow

See full
Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

See full
Market cap$1.21B+74.5%
P/E14×+3.7×
P/S3.6×+1.2×

Profitability

See full
Net margin25.9%+2.1pp
FCF margin38.8%-6.3pp

Returns & leverage

See full
Return on equity10.2%+0.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy.

The official record: Metropolitan Bank Holding Corp.’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

Ask your AI about Metropolitan Bank Holding Corp.'s tier 1 capital adequacy requirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Metropolitan Bank Holding Corp.'s tier 1 capital adequacy requirement?
Metropolitan Bank Holding Corp. (MCB) reported tier 1 capital adequacy requirement of $432.94M in Q4 2025.
How has Metropolitan Bank Holding Corp.'s tier 1 capital adequacy requirement changed year-over-year?
Metropolitan Bank Holding Corp.'s tier 1 capital adequacy requirement increased by 11.4% year-over-year, from $388.6M to $432.94M.
What is the long-term trend for Metropolitan Bank Holding Corp.'s tier 1 capital adequacy requirement?
Over 5 years (2020 to 2025), Metropolitan Bank Holding Corp.'s tier 1 capital adequacy requirement has grown at a 17.5% compound annual growth rate (CAGR), from $193.46M to $432.94M.
What does tier 1 capital adequacy requirement mean?
This represents the minimum amount of Tier 1 capital that a banking institution must maintain relative to its risk-weighted assets as mandated by regulatory authorities. It ensures the bank has sufficient high-quality capital to support its operations and protect depositors from potential losses. Compliance with this requirement is essential for maintaining the bank's license to operate and its overall financial stability.