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MetroCity Bankshares MCBS Compensation and benefits

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Other financials

Income statement

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Revenue$49.8M+31.3%
Net income$22.1M+31.5%
EPS (diluted)$0.76+16.9%

Balance sheet

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Cash & equivalents$266.7M-6.8%
Total debt$14.1M+71.9%
Total equity$567.9M+30.2%
Total assets$4.5B+25.0%

Cash flow

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Operating cash flow$24.9M+72.4%
CapEx$1.5M+1,142%
Free cash flow$24.9M+73.8%

Valuation

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Market cap$1.02B+23.7%
Enterprise value$766.3M
P/E12.8×
P/S5.6×

Profitability

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Net margin43.8%-1.4pp
FCF margin41.6%

Returns & leverage

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Return on equity15.9%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: MetroCity Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092674
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Other income8349631,5061,735
Total noninterest income5,7555,73312,11211,189
Noninterest expense:
Salaries and employee benefits11,3448,55422,84517,047
Occupancy and equipment2,3281,3804,7622,797
Data processing5353291,217674
Advertising178149401316
Merger-related expenses2703331,946595

Item 1. Financial Statements

FAQ

What is MetroCity Bankshares's compensation and benefits?
MetroCity Bankshares (MCBS) reported compensation and benefits of $11.34M in Q2 2026.
How has MetroCity Bankshares's compensation and benefits changed year-over-year?
MetroCity Bankshares's compensation and benefits increased by 32.6% year-over-year, from $8.55M to $11.34M.
What is the long-term trend for MetroCity Bankshares's compensation and benefits?
Over 4 years (2021 to 2025), MetroCity Bankshares's compensation and benefits has grown at a 5.1% compound annual growth rate (CAGR), from $30.11M to $36.67M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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