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MetroCity Bankshares MCBS Net Interest Income

Net Interest Income at other companies

East-West Bancorp logo
East-West BancorpEWBC
$671.19M+11.8%
Hanmi Financial logo
Hanmi FinancialHAFC
$63.2M+14.7%
CTB
Community Trust BancorpCTBI
$58.78M+14.7%
Eagle Bancorp logo
Eagle BancorpEGBN
$63.69M-3.0%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$42.82M+3.1%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$55.25M+30.0%

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MetroCity Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's net interest income?
MetroCity Bankshares (MCBS) reported net interest income of $44.49M in Q1 2026.
How has MetroCity Bankshares's net interest income changed year-over-year?
MetroCity Bankshares's net interest income increased by 45.6% year-over-year, from $30.55M to $44.49M.
What is the long-term trend for MetroCity Bankshares's net interest income?
Over 4 years (2021 to 2025), MetroCity Bankshares's net interest income has grown at a 5.8% compound annual growth rate (CAGR), from $104.17M to $130.45M.
What does net interest income mean?
The difference between the interest income generated from loans and investment securities and the interest expense paid on deposits and other borrowings. This is the fundamental measure of a bank's core profitability and its ability to manage the spread between asset yields and liability costs. It represents the primary engine of revenue for traditional banking operations.