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MetroCity Bankshares MCBS Net Interest Income
Net Interest Income at other companies
Other financials
Where this comes from
Reported directly by MetroCity Bankshares in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: MetroCity Bankshares’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:01 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-092674
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Deposits | 22,140 | 17,496 | 44,217 | 35,473 |
| FHLB advances and other borrowings | 4,224 | 4,375 | 8,650 | 8,363 |
| Total interest expense | 26,364 | 21,871 | 52,867 | 43,836 |
| Net interest income | 44,041 | 32,178 | 88,528 | 62,732 |
| Provision for credit losses: | ||||
| Provision for loan losses | (981) | 216 | (1,850) | 233 |
| Provision for unfunded commitments | 189 | (87) | 245 | 31 |
| Provision for credit losses | (792) | 129 | (1,605) | 264 |
Item 1. Financial Statements
FAQ
- What is MetroCity Bankshares's net interest income?
- MetroCity Bankshares (MCBS) reported net interest income of $44.04M in Q2 2026.
- How has MetroCity Bankshares's net interest income changed year-over-year?
- MetroCity Bankshares's net interest income increased by 36.9% year-over-year, from $32.18M to $44.04M.
- What is the long-term trend for MetroCity Bankshares's net interest income?
- Over 4 years (2021 to 2025), MetroCity Bankshares's net interest income has grown at a 5.8% compound annual growth rate (CAGR), from $104.17M to $130.45M.
- What does net interest income mean?
- The difference between the interest income generated from loans and investment securities and the interest expense paid on deposits and other borrowings. This is the fundamental measure of a bank's core profitability and its ability to manage the spread between asset yields and liability costs. It represents the primary engine of revenue for traditional banking operations.
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