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MetroCity Bankshares MCBS Provision For Unfunded Commitments Expensed
Provision For Unfunded Commitments Expensed at other companies
Other financials
Where this comes from
Reported directly by MetroCity Bankshares in its filing.
Tagged under the XBRL concept mcbs:ProvisionForUnfundedCommitmentsExpensed.
The source filing: MetroCity Bankshares’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:01 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-092674
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Net interest income | 44,041 | 32,178 | 88,528 | 62,732 |
| Provision for credit losses: | ||||
| Provision for loan losses | (981) | 216 | (1,850) | 233 |
| Provision for unfunded commitments | 189 | (87) | 245 | 31 |
| Provision for credit losses | (792) | 129 | (1,605) | 264 |
| Net interest income after provision for credit losses | 44,833 | 32,049 | 90,133 | 62,468 |
| Noninterest income: | ||||
| Service charges on deposit accounts | 958 | 505 | 1,806 | 1,005 |
Item 1. Financial Statements
FAQ
- What is MetroCity Bankshares's provision for unfunded commitments expensed?
- MetroCity Bankshares (MCBS) reported provision for unfunded commitments expensed of $189K in Q2 2026.
- How has MetroCity Bankshares's provision for unfunded commitments expensed changed year-over-year?
- MetroCity Bankshares's provision for unfunded commitments expensed increased by 317.2% year-over-year, from -$87K to $189K.
- What does provision for unfunded commitments expensed mean?
- The expense recognized to cover potential losses associated with off-balance sheet credit commitments, such as unused lines of credit or letters of credit. This metric highlights the bank's risk exposure to potential future funding obligations. It is a proactive measure of credit risk management for non-funded assets.
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