What does shortterm financing of insurance premium mean?

Reflects the utilization of premium financing arrangements to defer immediate cash outflows for insurance coverage. It serves as an indicator of short-term liquidity management and the cost of spreading insurance payments over the policy term.

Spectral AI, Inc. MDAI Shortterm Financing Of Insurance Premium

Shortterm Financing Of Insurance Premium at other companies

Aveanna Healthcare Holdings Inc.AVAH

$2.31M+17.9%

The Oncology Institute, Inc.TOI

$530K-1.9%

PBF EnergyPBF

$45.3M+70.3%

Treace Medical Concepts, Inc.TMCI

$466K—

Ramaco ResourcesMETC

$2.12M-10.3%

The Oncology Institute, Inc.TOI

$260K+15.0%

Other financials

Income statement

See full

Revenue$4.0M-40.5%

Gross profit$2.0M-36.0%

Operating income-$2.0M-120%

Net income-$3.4M-218%

EPS (diluted)-$0.11-200%

Balance sheet

See full

Cash & equivalents$11.7M-17.1%

Total debt$6.0M-36.6%

Total equity-$8.8M-442%

Total assets$17.7M-14.4%

Cash flow

See full

Operating cash flow-$3.7M-148%

Valuation

See full

Market cap$55.06M+3.9%

Enterprise value$49.43M-4.8%

P/S3.3×+1.3×

Profitability

See full

Gross margin46%+0.9pp

Operating margin-57.2%-104pp

Net margin-70%+176pp

Returns & leverage

See full

Return on equity-255.5%—

Debt / equity0.7×+0.7×

Current ratio0.8×-0.7×

Where this comes from

Reported directly by Spectral AI, Inc. in its filing.

Tagged under the XBRL concept mdai:ShorttermFinancingOfInsurancePremium.

The official record: Spectral AI, Inc.’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

Ask your AI about Spectral AI, Inc.'s shortterm financing of insurance premium.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Spectral AI, Inc.'s shortterm financing of insurance premium?: Spectral AI, Inc. (MDAI) reported shortterm financing of insurance premium of -$25K in Q1 2025.
What does shortterm financing of insurance premium mean?: Reflects the utilization of premium financing arrangements to defer immediate cash outflows for insurance coverage. It serves as an indicator of short-term liquidity management and the cost of spreading insurance payments over the policy term.