What is Spectral AI, Inc.'s total interest income?

Spectral AI, Inc. (MDAI) reported total interest income of $700K in Q4 2025.

How has Spectral AI, Inc.'s total interest income changed year-over-year?

Spectral AI, Inc.'s total interest income increased by 47.4% year-over-year, from $475K to $700K.

What does total interest income mean?

Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

Spectral AI, Inc. MDAI Total Interest Income

Total Interest Income at other companies

CNB FinancialCCNE

$112.04M+36.0%

Oaktree Specialty LendingOCSL

$1.05M-33.2%

PennyMac Financial Services, Inc.PFSI

$208.18M+9.6%

Peapack-Gladstone FinancialPGC

$95.05M+10.1%

Consensus Cloud Solutions, Inc.CCSI

$661K+46.6%

Peoples Financial ServicesPFIS

$64.7M+3.6%

Other financials

Income statement

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Revenue$4.0M-40.5%

Gross profit$2.0M-36.0%

Operating income-$2.0M-120%

Net income-$3.4M-218%

EPS (diluted)-$0.11-200%

Balance sheet

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Cash & equivalents$11.7M-17.1%

Total debt$6.0M-36.6%

Total equity-$8.8M-442%

Total assets$17.7M-14.4%

Cash flow

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Operating cash flow-$3.7M-148%

Valuation

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Market cap$55.06M+3.9%

Enterprise value$49.43M-4.8%

P/S3.3×+1.3×

Profitability

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Gross margin46%+0.9pp

Operating margin-57.2%-104pp

Net margin-70%+176pp

Returns & leverage

See full

Return on equity-255.5%—

Debt / equity0.7×+0.7×

Current ratio0.8×-0.7×

Where this comes from

Reported directly by Spectral AI, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeSecuritiesTaxable.

The official record: Spectral AI, Inc.’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Spectral AI, Inc.'s total interest income?: Spectral AI, Inc. (MDAI) reported total interest income of $700K in Q4 2025.
How has Spectral AI, Inc.'s total interest income changed year-over-year?: Spectral AI, Inc.'s total interest income increased by 47.4% year-over-year, from $475K to $700K.
What does total interest income mean?: Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.