Discontinued — last reported Q4 '25
Provision for Credit Losses
Medtronic Provision for Credit Losses decreased by 5.3% to $36.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 29.4%, from $51.00M to $36.00M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows relatively stable performance with a -1.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
Detailed definition
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Peer comparison
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
provision_for_credit_losses_cfHistorical Data
| Q1 '21 | Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $25.00M | $15.00M | $19.00M | $15.00M | $9.00M | $15.00M | $26.00M | $13.00M | $19.00M | $21.00M | $16.00M | $25.00M | $28.00M | $18.00M | $27.00M | $51.00M | $27.00M | $28.00M | $38.00M | $36.00M |
| QoQ Change | — | -40.0% | +26.7% | -21.1% | -40.0% | +66.7% | +73.3% | -50.0% | +46.2% | +10.5% | -23.8% | +56.3% | +12.0% | -35.7% | +50.0% | +88.9% | -47.1% | +3.7% | +35.7% | -5.3% |
| YoY Change | — | — | — | — | -64.0% | +0.0% | +36.8% | -13.3% | +111.1% | +40.0% | -38.5% | +92.3% | +47.4% | -14.3% | +68.8% | +104.0% | -3.6% | +55.6% | +40.7% | -29.4% |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Medtronic's provision for credit losses?
- Medtronic (MDT) reported provision for credit losses of $36.00M in Q4 2025.
- How has Medtronic's provision for credit losses changed year-over-year?
- Medtronic's provision for credit losses decreased by 29.4% year-over-year, from $51.00M to $36.00M.
- What is the long-term trend for Medtronic's provision for credit losses?
- Over 4 years (2021 to 2025), Medtronic's provision for credit losses has grown at a -1.0% compound annual growth rate (CAGR), from $128.00M to $123.00M.
- What does provision for credit losses mean?
- The amount of money a lender sets aside to cover expected losses from unpaid debts.