Non-Current Assets

Allowance for loan losses

Mercado Libre Allowance for loan losses increased by 14.9% to $2.83B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 75.6%, from $1.61B to $2.83B. Over 4 years (FY 2020 to FY 2024), Allowance for loan losses shows an upward trend with a 115.5% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
First reportedQ4 2025
Last reportedQ1 2026
Metric ID: non_current_assets_financing_receivable_allowance_for_cr_f5b0a7

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25
Value$239.32M$322.72M$435.00M$678.00M$842.00K$1.01M$1.10B$1.14B$1.12B$1.02B$1.08B$1.24B$1.35B$1.61B$1.68B$2.05B$2.46B$2.83B
QoQ Change+34.8%+34.8%+55.9%-99.9%+19.7%>999%+3.4%-1.6%-8.8%+5.9%+14.7%+8.8%+19.1%+4.1%+22.4%+19.9%+14.9%
YoY Change-99.6%-99.7%+153.8%+68.3%>999%>999%-1.8%+8.9%+20.5%+57.4%+54.8%+65.2%+82.0%+75.6%
Range$842.00K$2.83B
CAGR+78.8%
Avg YoY Growth>999%
Median YoY Growth+61.3%
Current Streak8 quarters growth

Frequently Asked Questions

What is Mercado Libre's allowance for loan losses?
Mercado Libre (MELI) reported allowance for loan losses of $2.83B in Q3 2025.
How has Mercado Libre's allowance for loan losses changed year-over-year?
Mercado Libre's allowance for loan losses increased by 75.6% year-over-year, from $1.61B to $2.83B.
What is the long-term trend for Mercado Libre's allowance for loan losses?
Over 4 years (2020 to 2024), Mercado Libre's allowance for loan losses has grown at a 115.5% compound annual growth rate (CAGR), from $77.82M to $1.68B.