Investment Product — Cash Surrender Value
MetLife Investment Product — Cash Surrender Value decreased by 6.5% to 2476700000000.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 5.4%, from 2617700000000.0% to 2476700000000.0%. Over 3 years (FY 2022 to FY 2025), Investment Product — Cash Surrender Value shows a downward trend with a -4.2% CAGR.
Analysis
How to read this metric
An increase in cash surrender value may indicate a larger base of policies with accumulated value, while a sudden spike in surrenders could signal increased policyholder churn or liquidity pressure. A decrease may reflect lower policyholder retention or a shift toward products with lower cash value components.
Detailed definition
This metric represents the total amount of money policyholders are entitled to receive if they voluntarily terminate the...
Peer comparison
Most life insurance companies report this as a component of policy liabilities or surrender benefits, often compared against total reserves to gauge potential cash outflow exposure.
met_segment_investment_product_cash_surrender_valueHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3,993,200,000,000% | 3,586,400,000,000% | 2,998,400,000,000% | 2,752,300,000,000% | 2,834,800,000,000% | 2,917,300,000,000% | 2,947,100,000,000% | 2,732,000,000,000% | 2,907,800,000,000% | 2,971,900,000,000% | 2,870,600,000,000% | 2,921,000,000,000% | 2,770,300,000,000% | 2,617,700,000,000% | 2,706,500,000,000% | 2,723,200,000,000% | 2,649,200,000,000% | 2,476,700,000,000% |
| QoQ Change | — | -10.2% | -16.4% | -8.2% | +3.0% | +2.9% | +1.0% | -7.3% | +6.4% | +2.2% | -3.4% | +1.8% | -5.2% | -5.5% | +3.4% | +0.6% | -2.7% | -6.5% |
| YoY Change | — | — | — | — | -29.0% | -18.7% | -1.7% | -0.7% | +2.6% | +1.9% | -2.6% | +6.9% | -4.7% | -11.9% | -5.7% | -6.8% | -4.4% | -5.4% |
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Frequently Asked Questions
- What is MetLife's investment product — cash surrender value?
- MetLife (MET) reported investment product — cash surrender value of 2476700000000.0% in Q1 2026.
- How has MetLife's investment product — cash surrender value changed year-over-year?
- MetLife's investment product — cash surrender value decreased by 5.4% year-over-year, from 2617700000000.0% to 2476700000000.0%.
- What is the long-term trend for MetLife's investment product — cash surrender value?
- Over 3 years (2022 to 2025), MetLife's investment product — cash surrender value has grown at a -4.2% compound annual growth rate (CAGR), from 12171900000000.0% to 10696600000000.0%.
- What does investment product — cash surrender value mean?
- The total cash amount policyholders would receive if they canceled their insurance policies today.