What is MetLife's RIS — MRB (assets) liabilities (1)?

MetLife (MET) reported RIS — MRB (assets) liabilities (1) of $83M in Q4 2025.

What does RIS — MRB (assets) liabilities (1) mean?

Represents the fair value of market risk benefits associated with insurance contracts that provide protection against market volatility. This metric reflects the company's obligation or asset position related to guarantees embedded in variable annuity or similar products. It is a critical indicator of the financial exposure to market fluctuations within the retirement solutions portfolio.

MetLife MET RIS — MRB (Assets) Liabilities (1)

Other segment segments

Corporate And Other

$1.79B-13.7%

EMEA

-$84M-3.7%

Group Benefits

$0—

Latin America

$0—

MIM

$0—

Similar metrics at other companies

EQHPurchased MRB — Changes in the instrument-specific credit risk

-$9M+43.8%

EQHPurchased MRB — Net amount at risk

$6.9B-8.5%

PRUIndividual Fixed — Total MRB liabilities

$179M—

LNCIncrease (decrease) in MRBs

-$997M+23.4%

PRUIndividual Fixed — Total MRB assets

$3M—

PRUVariable Annuity — Total MRB liabilities

$4.41B+0.1%

Other financials

Income statement

See full

Revenue$19.1B+2.7%

Net income$1.2B+25.4%

EPS (diluted)$1.74+35.9%

Balance sheet

See full

Cash & equivalents$22.7B+6.4%

Total debt$14.8B-1.5%

Total equity$27.3B-0.6%

Total assets$743.21B+8.0%

Cash flow

See full

Operating cash flow$2.7B-37.0%

Valuation

See full

Market cap$54.45B+2.4%

Enterprise value$46.62B-0.7%

P/E15.1×+3.2×

P/S0.7×0.0×

Profitability

See full

Net margin4.7%-1.5pp

Returns & leverage

See full

Return on equity13.2%-2.9pp

Debt / equity0.5×0.0×

Where this comes from

Reported directly by MetLife in its filing.

Tagged under the XBRL concept us-gaap:MarketRiskBenefitAfterIncreaseDecreaseFromInstrumentSpecificCreditRisk.

The official record: MetLife’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetLife's RIS — MRB (assets) liabilities (1)?: MetLife (MET) reported RIS — MRB (assets) liabilities (1) of $83M in Q4 2025.
What does RIS — MRB (assets) liabilities (1) mean?: Represents the fair value of market risk benefits associated with insurance contracts that provide protection against market volatility. This metric reflects the company's obligation or asset position related to guarantees embedded in variable annuity or similar products. It is a critical indicator of the financial exposure to market fluctuations within the retirement solutions portfolio.