What is MetLife's RIS — policyholder account balances?

MetLife (MET) reported RIS — policyholder account balances of $93.55B in Q4 2025.

What does RIS — policyholder account balances mean?

The liability representing the accumulated account values held on behalf of policyholders for products such as universal life insurance and annuities. These balances represent funds that policyholders can access or that accrue interest over time.

MetLife MET RIS — Policyholder account balances

Other segment segments

Corporate And Other

$13.48B-36.6%

Group Benefits

$11.01B+44.2%

EMEA

$8.06B+11.7%

Latin America

$6.53B+18.4%

MIM

$0—

Similar metrics at other companies

JXNRILA — Policyholder Account Balance, Increase (Decrease) from Other Change

$757M+91.2%

CRBGIndividual Retirement — Policyholder account balance

$59.54B+4.6%

CRBGLife Insurance — Policyholder account balance

$6.64B-3.8%

HIGPolicyholder account balances

$612M+0.2%

KKRPolicyholders' account balances

$150.98B+7.6%

JXNRILA — Policyholder Account Balance, Interest Expense, Gross Of Reinsurance

$22M+69.2%

Other financials

Income statement

See full

Revenue$19.1B+2.7%

Net income$1.2B+25.4%

EPS (diluted)$1.74+35.9%

Balance sheet

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Cash & equivalents$22.7B+6.4%

Total debt$14.8B-1.5%

Total equity$27.3B-0.6%

Total assets$743.21B+8.0%

Cash flow

See full

Operating cash flow$2.7B-37.0%

Valuation

See full

Market cap$54.45B+2.4%

Enterprise value$46.62B-0.7%

P/E15.1×+3.2×

P/S0.7×0.0×

Profitability

See full

Net margin4.7%-1.5pp

Returns & leverage

See full

Return on equity13.2%-2.9pp

Debt / equity0.5×0.0×

Where this comes from

Reported directly by MetLife in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderContractDeposits.

The official record: MetLife’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetLife's RIS — policyholder account balances?: MetLife (MET) reported RIS — policyholder account balances of $93.55B in Q4 2025.
What does RIS — policyholder account balances mean?: The liability representing the accumulated account values held on behalf of policyholders for products such as universal life insurance and annuities. These balances represent funds that policyholders can access or that accrue interest over time.