What does finance lease liabilities mean?

Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.

MainStreet Bancshares, Inc. MNSB Finance Lease Liabilities

Discontinued — last reported Q4 '25

Pathfinder BancorpPBHC

$16.3M-2.2%

Sound Financial BancorpSFBC

$100K—

Revenue$573.0K-98.3%

Net income$4.1M+67.1%

EPS (diluted)$0.64—

Cash & equivalents$33.0M+79.7%

Total debt$5.9M-8.3%

Total equity$215.0M+2.6%

Total assets$2.2B0.0%

Operating cash flow$6.6M+355%

CapEx$101.0K+83.6%

Free cash flow$6.5M+366%

Market cap$175.72M+22.1%

P/E10.2×—

P/S1.7×+1.0×

Net margin16.9%+13.3pp

FCF margin15.4%+8.3pp

Return on equity8.1%+5.9pp

Debt / equity0×0.0×

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiability.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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What is MainStreet Bancshares, Inc.'s finance lease liabilities?: MainStreet Bancshares, Inc. (MNSB) reported finance lease liabilities of $0 in Q4 2025.
What does finance lease liabilities mean?: Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.