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Uninsured amount at other companies

Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$35.82M+20.6%
Five Star Bancorp logo
Five Star BancorpFSBC

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+21.9%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CashUninsuredAmount.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s uninsured amount?
MainStreet Bancshares, Inc. (MNSB) reported uninsured amount of $115.1M in Q4 2025.
How has MainStreet Bancshares, Inc.'s uninsured amount changed year-over-year?
MainStreet Bancshares, Inc.'s uninsured amount decreased by 28.8% year-over-year, from $161.7M to $115.1M.
What is the long-term trend for MainStreet Bancshares, Inc.'s uninsured amount?
Over 5 years (2020 to 2025), MainStreet Bancshares, Inc.'s uninsured amount has grown at a 18.7% compound annual growth rate (CAGR), from $48.9M to $115.1M.
What does uninsured amount mean?
This metric represents the portion of total deposits that exceeds the maximum coverage limit provided by government deposit insurance programs. It serves as a key indicator of liquidity risk, as uninsured depositors are more likely to withdraw funds during periods of financial instability. Monitoring this figure helps assess the bank's vulnerability to deposit flight and potential funding volatility.