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MainStreet Bancshares, Inc. MNSB Deferred Tax Assets Internally Developed Software Costs

Deferred Tax Assets Internally Developed Software Costs at other companies

LifeMD, Inc. logo
LifeMD, Inc.LFMD
$915K+207%
MarketAxess logo
MarketAxessMKTX
$0-100%
Insperity logo
InsperityNSP
$0-100%
The Travelers Companies logo
The Travelers CompaniesTRV
$303M+48.5%
LifeMD, Inc. logo
LifeMD, Inc.LFMD
-$2.38M
Surgery Partners, Inc. logo
Surgery Partners, Inc.SGRY
$0-100%

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+21.9%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept mnsb:DeferredTaxAssetsInternallyDevelopedSoftwareCosts.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s deferred tax assets internally developed software costs?
MainStreet Bancshares, Inc. (MNSB) reported deferred tax assets internally developed software costs of $2.85M in Q4 2025.
What does deferred tax assets internally developed software costs mean?
This represents the deferred tax asset arising from the capitalization and amortization of costs associated with internally developed software. It reflects the timing difference between financial statement amortization and tax-deductible depreciation. This provides insight into the bank's investment in technology and its associated tax treatment.