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MainStreet Bancshares, Inc.

MNSBP and MNSBP

MainStreet Bancshares, Inc. is a financial holding company that operates primarily through its subsidiary, MainStreet Bank, a community-oriented commercial bank.

Market cap
$175.72M+22.1%
Revenue$102.3M-40.3%
Net income$17.3M+259%
Free cash flow$15.7M+29.1%
Trailing twelve months · change vs. prior year

Earnings

Next report

Jul 27, 2026 (In 3 weeks)
Revenue estimate$21.1M
EPS estimate$0.53

Financials

Q1 2026

Income statement

See full
Revenue$573.0K-98.3%
Net income$4.1M+67.1%

Balance sheet

See full
Cash & equivalents$33.0M+79.7%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

See full
Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation & ratios

Valuation

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Market cap$175.72M+22.1%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp

Competitors

Profile

MainStreet Bancshares, Inc. is a financial holding company that operates primarily through its subsidiary, MainStreet Bank, a community-oriented commercial bank. The company provides personalized banking services, including commercial and consumer lending, deposit products, and cash management solutions, primarily serving small to medium-sized businesses and professionals. Its core value proposition centers on combining advanced banking technology with local decision-making and high-touch service in the Washington, D.C. metropolitan area.

Competitive position

A 'branch-lite' community bank that leverages advanced technology to compete with larger regional banks while maintaining local management and personalized service.

GeographiesVirginia, Washington D.C., United States
Customer segmentsSmall and Medium Businesses (SMB), High-Net-Worth Individuals, Government Contractors, Retail Consumers
Business modelTraditional Banking, Interest Income, Fee-based Services
SuppliersFederal Reserve System, FDIC, Technology platform providers, Core operating system vendors
CustomersSmall business owners, Real estate developers, Professional service firms, Retail depositors
Listed2020
Employees186.0
CEOJeff W. Dick
FilingsSEC EDGAR

Questions, answered.

What is MainStreet Bancshares, Inc.'s market cap?
MainStreet Bancshares, Inc. (MNSBP) has a market capitalization of $175.7M and trades on NASDAQ.
What is MainStreet Bancshares, Inc.'s revenue and profitability?
MainStreet Bancshares, Inc. generated $102.3M in trailing twelve-month revenue with net income of $17.3M, representing a net margin of 16.9%, with free cash flow of $15.7M. These figures are based on the Q1 2026 filing.
Who are MainStreet Bancshares, Inc.'s competitors?
MainStreet Bancshares, Inc.'s key competitors include JPMorgan Chase & Co., Bank of America Corp, Wells Fargo & Company, and others. These companies compete in similar markets and product categories.
Who does MainStreet Bancshares, Inc. partner with?
MainStreet Bancshares, Inc.'s notable partners include IntraFi Network, LLC, Fannie Mae, Freddie Mac, and others.
What subsidiaries does MainStreet Bancshares, Inc. have?
MainStreet Bancshares, Inc.'s subsidiaries include MainStreet Bank, MainStreet Community Capital, LLC.
Where is MainStreet Bancshares, Inc. headquartered?
MainStreet Bancshares, Inc. is headquartered in United States of America and employs approximately 186 people. It has been publicly traded since 2020.