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Mid Penn Bancorp MPB Bank Owned Life Insurance Income

Discontinued — last reported Q2 '26

Bank Owned Life Insurance Income at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$2.08M-11.1%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$1.34M-20.6%
Northwest Bancshares logo
Northwest BancsharesNWBI
$2.01M+41.7%
Citizens & Northern logo
Citizens & NorthernCZNC
$527K+13.1%
Greene County Bancorp logo
Greene County BancorpGCBC
$708K+13.3%
First Merchants Corporation logo
First Merchants CorporationFRME
$2.33M+21.5%

Other financials

Income statement

See full
Revenue$75.9M+39.6%
Net income$21.7M+356%
EPS (diluted)$0.85+286%

Balance sheet

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Cash & equivalents$86.6M-74.3%
Total debt$153.8M+902%
Total equity$901.9M+16.3%
Total assets$7.1B+11.1%

Cash flow

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Operating cash flow$14.5M+15.5%
CapEx$1.4M-47.6%
Free cash flow$13.0M+33.0%

Valuation

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Market cap$971.98M+55.3%
Enterprise value$1.04B+241%
P/E14.3×0.0×
P/S3.7×+0.5×

Profitability

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Net margin25.8%+3.2pp
FCF margin30.9%+6.8pp

Returns & leverage

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Return on equity8.1%+1.5pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Mid Penn Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Mid Penn Bancorp’s 8-K, filed July 22, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Mid Penn Bancorp's bank owned life insurance income?
Mid Penn Bancorp (MPB) reported bank owned life insurance income of $1.04M in Q2 2026.
How has Mid Penn Bancorp's bank owned life insurance income changed year-over-year?
Mid Penn Bancorp's bank owned life insurance income increased by 112.0% year-over-year, from $491K to $1.04M.
What is the long-term trend for Mid Penn Bancorp's bank owned life insurance income?
Over 4 years (2021 to 2025), Mid Penn Bancorp's bank owned life insurance income has grown at a 53.3% compound annual growth rate (CAGR), from $358K to $1.98M.
What does bank owned life insurance income mean?
Refers to the earnings generated from the cash surrender value and death benefits of life insurance policies held by the bank on its employees or executives. It serves as a stable, tax-advantaged source of non-interest income that helps offset the costs of employee benefit programs.