What is Marqeta's cash ratio?

Marqeta (MQ) reported cash ratio of 1.3× in Q1 2026.

How has Marqeta's cash ratio changed year-over-year?

Marqeta's cash ratio decreased by 43.6% year-over-year, from 2.4× to 1.3×.

What is the long-term trend for Marqeta's cash ratio?

Over 5 years (2020 to 2025), Marqeta's cash ratio has grown at a -3.4% compound annual growth rate (CAGR), from 1.6× to 1.4×.

What does cash ratio mean?

Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.

Marqeta MQ Cash ratio

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Other financials

Income statement

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Revenue$165.8M+19.2%

Gross profit$117.6M+19.2%

Operating income$2.1M+111%

Net income$7.8M+195%

EPS (diluted)$0.02+200%

Balance sheet

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Cash & equivalents$956.1M+13.9%

Total debt$7.4M+67.7%

Total equity$742.3M-24.8%

Total assets$1.5B+9.4%

Cash flow

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Operating cash flow-$3.4M-134%

CapEx$1.3M+1.0%

Free cash flow-$4.6M-153%

Valuation

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Market cap$1.68B-16.1%

Profitability

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Gross margin70%+0.6pp

Operating margin-4%-5.3pp

Net margin0.3%—

FCF margin22.6%+10.3pp

Returns & leverage

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Return on equity0.3%—

Debt / equity0×0.0×

Current ratio1.6×-1.5×

Where this comes from

Calculated from Marqeta’s reported figures.

cash and equivalents/total current liabilities=1.3×

Based on the most recent quarter.

The official record: Marqeta’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Marqeta's cash ratio?: Marqeta (MQ) reported cash ratio of 1.3× in Q1 2026.
How has Marqeta's cash ratio changed year-over-year?: Marqeta's cash ratio decreased by 43.6% year-over-year, from 2.4× to 1.3×.
What is the long-term trend for Marqeta's cash ratio?: Over 5 years (2020 to 2025), Marqeta's cash ratio has grown at a -3.4% compound annual growth rate (CAGR), from 1.6× to 1.4×.
What does cash ratio mean?: Cash and equivalents divided by current liabilities at the quarter end. The most conservative liquidity measure — what the company could pay immediately with cash on hand.