Skip to content
OpenCapital
Get started

Meridian MRBK Reserve for ESOP Debt Retirement

Reserve for ESOP Debt Retirement at other companies

Capitol Federal Financial logo
Capitol Federal FinancialCFFN
$23.95M—

Other financials

Income statement

See full
Revenue$30.2M+11.6%
Net income$2.0M-16.4%
EPS (diluted)$0.17-19.0%

Balance sheet

See full
Cash & equivalents$28.3M-78.5%
Total debt$110.2M+5.2%
Total equity$200.2M+15.4%
Total assets$2.6B+1.9%

Cash flow

See full
Operating cash flow$2.9M-84.2%
CapEx$227.0K-12.4%
Free cash flow$2.6M-85.2%

Valuation

See full
Market cap$238.16M+68.8%
Enterprise value$320.14M+56.7%
P/E11.1×+3.4×
P/S1.8×+0.7×

Profitability

See full
Net margin16.5%+2.5pp
FCF margin16.4%-12.9pp

Returns & leverage

See full
Return on equity11.5%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Meridian in its filing.

Tagged under the XBRL concept us-gaap:UnearnedESOPShares.

The official record: Meridian’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about Meridian's reserve for esop debt retirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Meridian's reserve for ESOP debt retirement?
Meridian (MRBK) reported reserve for ESOP debt retirement of $1.23M in Q1 2026.
How has Meridian's reserve for ESOP debt retirement changed year-over-year?
Meridian's reserve for ESOP debt retirement increased by 22.5% year-over-year, from $1.01M to $1.23M.
What is the long-term trend for Meridian's reserve for ESOP debt retirement?
Over 5 years (2020 to 2025), Meridian's reserve for ESOP debt retirement has grown at a -7.0% compound annual growth rate (CAGR), from $1.77M to $1.23M.
What does reserve for ESOP debt retirement mean?
This represents an equity adjustment or reserve account associated with debt incurred by an Employee Stock Ownership Plan. It reflects the company's commitment to funding employee ownership through debt-financed share purchases. It is a specific component of the bank's capital structure and equity reconciliation.