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Meridian MRBK Depreciation And Amortization Including Amortization Of Loan Fees

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Other financials

Income statement

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Revenue$30.2M+11.6%
Net income$2.0M-16.4%
EPS (diluted)$0.17-19.0%

Balance sheet

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Cash & equivalents$28.3M-78.5%
Total debt$110.2M+5.2%
Total equity$200.2M+15.4%
Total assets$2.6B+1.9%

Cash flow

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Operating cash flow$2.9M-84.2%
CapEx$227.0K-12.4%
Free cash flow$2.6M-85.2%

Valuation

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Market cap$238.16M+68.8%
Enterprise value$320.14M+56.7%
P/E11.1×+3.4×
P/S1.8×+0.7×

Profitability

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Net margin16.5%+2.5pp
FCF margin16.4%-12.9pp

Returns & leverage

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Return on equity11.5%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Meridian in its filing.

Tagged under the XBRL concept mrbk:DepreciationAndAmortizationIncludingAmortizationOfLoanFees.

The official record: Meridian’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Meridian's depreciation and amortization including amortization of loan fees?
Meridian (MRBK) reported depreciation and amortization including amortization of loan fees of $25K in Q1 2026.
How has Meridian's depreciation and amortization including amortization of loan fees changed year-over-year?
Meridian's depreciation and amortization including amortization of loan fees increased by 316.7% year-over-year, from $6K to $25K.
What is the long-term trend for Meridian's depreciation and amortization including amortization of loan fees?
Over 3 years (2021 to 2025), Meridian's depreciation and amortization including amortization of loan fees has grown at a -63.3% compound annual growth rate (CAGR), from -$5.92M to -$292K.
What does depreciation and amortization including amortization of loan fees mean?
This captures the non-cash expense related to the allocation of the cost of tangible assets and the amortization of specific loan-related fees over their useful lives. It provides insight into the capital intensity of the bank's operations and the recovery of costs associated with loan origination. Investors use this to reconcile net income with actual cash flow generation.