Net change in loans and leases
InvestingMorgan Stanley Net change in loans and leases increased by 23.6% to $12.82B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 47.7%, from $8.68B to $12.82B. Over 4 years (FY 2021 to FY 2025), Net change in loans and leases shows an upward trend with a 3.5% CAGR.
Analysis
StatementCash Flow Statement
SectionInvesting
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
A net cash outflow indicates growth in the loan portfolio, while a net cash inflow suggests loan repayments or sales are outpacing new originations.
Detailed definition
Reflects the net cash impact of loan originations, purchases, and principal repayments during the period. This metric ca...
Peer comparison
Standard metric for all banking institutions reflecting core business expansion or contraction.
Metric ID:
cf_net_change_in_loansHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $10.95B | $5.77B | $12.91B | $7.48B | $11.05B | $4.76B | $372.00M | $822.00M | $832.00M | $2.53B | $0.00 | $355.00M | $9.37B | $4.21B | $8.68B | $6.49B | $11.70B | $10.37B | $12.82B |
| QoQ Change | — | -47.3% | +123.7% | -42.1% | +47.7% | -57.0% | -92.2% | +121.0% | +1.2% | +204.3% | -100.0% | — | >999% | -55.1% | +106.4% | -25.3% | +80.4% | -11.3% | +23.6% |
| YoY Change | — | — | — | — | +0.9% | -17.6% | -97.1% | -89.0% | -92.5% | -46.8% | -100.0% | -56.8% | >999% | +66.2% | — | >999% | +24.8% | +146.6% | +47.7% |
Range$0.00 – $12.91B
CAGR+3.6%
Avg YoY Growth+181.4%
Median YoY Growth-8.4%
Net change in loans and leases at Other Companies
Frequently Asked Questions
- What is Morgan Stanley's net change in loans and leases?
- Morgan Stanley (MS) reported net change in loans and leases of $12.82B in Q4 2025.
- How has Morgan Stanley's net change in loans and leases changed year-over-year?
- Morgan Stanley's net change in loans and leases increased by 47.7% year-over-year, from $8.68B to $12.82B.
- What is the long-term trend for Morgan Stanley's net change in loans and leases?
- Over 4 years (2021 to 2025), Morgan Stanley's net change in loans and leases has grown at a 3.5% compound annual growth rate (CAGR), from $36.11B to $41.38B.
- What does net change in loans and leases mean?
- The net amount of cash used for or provided by lending activities during the period.