Discontinued — last reported Q3 '23
Off-Balance Sheet Credit Loss Liability
Current LiabilitiesMorgan Stanley Off-Balance Sheet Credit Loss Liability decreased by 0.8% to $784.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 26.7%, from $619.00M to $784.00M. Over 4 years (FY 2020 to FY 2024), Off-Balance Sheet Credit Loss Liability shows an upward trend with a 13.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ3 2023
How to read this metric
An increase suggests the bank anticipates higher credit risk in its pipeline of commitments.
Detailed definition
This liability represents the estimated credit losses associated with off-balance sheet financial instruments, such as l...
Peer comparison
Standard under current expected credit loss (CECL) accounting frameworks.
Metric ID:
off_balance_sheet_credit_loss_liabilityHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $412.00M | $429.00M | $444.00M | $459.00M | $464.00M | $487.00M | $504.00M | $539.00M | $562.00M | $569.00M | $551.00M | $565.00M | $555.00M | $619.00M | $656.00M | $718.00M | $790.00M | $784.00M |
| QoQ Change | — | +4.1% | +3.5% | +3.4% | +1.1% | +5.0% | +3.5% | +6.9% | +4.3% | +1.2% | -3.2% | +2.5% | -1.8% | +11.5% | +6.0% | +9.5% | +10.0% | -0.8% |
| YoY Change | — | — | — | — | +12.6% | +13.5% | +13.5% | +17.4% | +21.1% | +16.8% | +9.3% | +4.8% | -1.2% | +8.8% | +19.1% | +27.1% | +42.3% | +26.7% |
Range$412.00M – $790.00M
CAGR+16.3%
Avg YoY Growth+16.6%
Median YoY Growth+15.2%
Off-Balance Sheet Credit Loss Liability at Other Companies
Frequently Asked Questions
- What is Morgan Stanley's off-balance sheet credit loss liability?
- Morgan Stanley (MS) reported off-balance sheet credit loss liability of $784.00M in Q3 2025.
- How has Morgan Stanley's off-balance sheet credit loss liability changed year-over-year?
- Morgan Stanley's off-balance sheet credit loss liability increased by 26.7% year-over-year, from $619.00M to $784.00M.
- What is the long-term trend for Morgan Stanley's off-balance sheet credit loss liability?
- Over 4 years (2020 to 2024), Morgan Stanley's off-balance sheet credit loss liability has grown at a 13.4% compound annual growth rate (CAGR), from $396.00M to $656.00M.
- What does off-balance sheet credit loss liability mean?
- Estimated losses for potential future credit obligations like loan commitments.